Secure and standardized protocol

EBICS (Electronic Banking Internet Communication Standard) is a communication protocol for the secure exchange of bank files with any bank in France, Germany, Austria, and Switzerland.

Outside these countries, other European banks are also integrating this protocol.

There are 2 versions of EBICS:



for the exchange of simple files


(transport and signature)

for the exchange of files,
accompanied by the orders' digital signature

What is EBICS 3.0?

The EBICS banking protocol is used in France, Germany, Austria, and Switzerland. But these three countries have a different version of the protocol.

EBICS 3.0 was thus created to offer a harmonised version: its technical characteristics and functionalities are the same for all the using countries.

EBICS protocol benefits

Fast and secure Internet communication

Compatible with ISO 20022 formats, including SEPA

Digital signature of orders

System common to France, Germany, Austria, and Switzerland

EBICS communication protocol

Access and transmission

Access to the EBICS protocol is free and secure.

The transmissions are carried out according to the following process:

  • A dedicated server is made available to customers by banks for orders sending and receiving
  • Banking and treasury management software has an EBICS module for the communication with banks’ servers

EBICS and Exalog's software

Our payments management software integrates the EBICS banking communication protocol.
We offer tailor-made solutions, adapted to your needs.


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