EBICS
Secure and standardized protocol
EBICS (Electronic Banking Internet Communication Standard) is a communication protocol for the secure exchange of bank files with any bank in France, Germany, Austria, and Switzerland.
Outside these countries, other European banks are also integrating this protocol.
There are 2 versions of EBICS:
EBICS T
(transport)
for the exchange of simple files
EBICS TS
(transport and signature)
for the exchange of files,
accompanied by the orders' digital signature
What is EBICS 3.0?
The EBICS banking protocol is used in France, Germany, Austria, and Switzerland. But these three countries have a different version of the protocol.
EBICS 3.0 was thus created to offer a harmonised version: its technical characteristics and functionalities are the same for all the using countries.
EBICS protocol benefits
Fast and secure Internet communication
Compatible with ISO 20022 formats, including SEPA
Digital signature of orders
System common to France, Germany, Austria, and Switzerland
Access and transmission
Access to the EBICS protocol is free and secure.
The transmissions are carried out according to the following process:
- A dedicated server is made available to customers by banks for orders sending and receiving
- Banking and treasury management software has an EBICS module for the communication with banks’ servers
EBICS and Exalog's software
Our payments management software integrates the EBICS banking communication protocol.
We offer tailor-made solutions, adapted to your needs.
International payments and group treasury
As a SWIFT certified solution, Allmybanks allows corporate groups to manage their banking flows and optimize their treasury within a secure interface: connection to the SWIFTNet network via Alliance Lite2 for Business Applications, intercompany management, payment validation workflow…
Multi-banking flows and treasury in SEPA countries
Exabanque is a multi-banking and treasury management solution adapted to SMEs. The software uses the EBICS protocol for banking exchanges and offers advanced features for treasury, bank reconciliation and flow automation (ERP and accounting).
Management of SEPA direct debits and mandates
With Direct-debits, you manage your mandates and direct debits in SEPA format: automatic generation of orders, administration of schedules by subscriber, creation and storage of (electronic) mandates, monitoring and simplified processing of outstanding payments, etc.
Multi-banking solution marketed by distributors
Mesbanques is a web-based multi-banking management software marketed by a network of distributors in France and Europe: EBICS banking communication, treasury, accounting reconciliation, connection with in-house management software, etc.